Online credit – the alternative to the bank.


Good Finance is Germany’s largest online credit marketplace for brokering personal loans – in the sense of crowdfunding or crowdlending. With Good Finance, loans are granted at comparatively low interest rates. Good Finance’s concept is as simple as it is successful. Loan seekers and private investors are brought together on the platform. Loan seekers can register for free and publish a loan application.

Private investors can then invest in the project in question.

Private investors can then invest in the project in question.

If the project is fully financed, the Good Finance loan is made and paid to the borrower. Since lending at Good Finance does not require the intermediation of a bank, both borrowers and investors benefit from the principle of crowdfunding.

Since the law in Germany stipulates that loans can only be processed through a bank, Good Finance works with the Cream bank. This is responsible for the proper execution of the loan.

Good Finance credit via crowdfunding – advantages over banks

Good Finance credit via crowdfunding - advantages over banks

Good Finance is a real alternative to the bank and offers a number of advantages over traditional lending. Loan seekers at Good Finance benefit above all from the favorable conditions, investors from a good return of 5.0% on average. The crowdfunding platform also offers its borrowers the opportunity to describe their loan project in detail.

On the one hand, this means that loan seekers show investors what they need a loan for. Borrowers can also publish a financial plan to show how the loan should be repaid. This provides investors with valuable information to assess whether it is worth investing in the project.

Good Finance credit as an alternative to the bank thanks to crowdfunding

The advantages of Good Finance particularly benefit the self-employed and freelancers. Because it is precisely these professional groups who benefit from the possibility of a detailed project description, which they do not get or only insufficiently at banks and which often deny credit requests. At Good Finance, on the other hand, even unusual business ideas get the chance to be financed through a personal loan, also thanks to the crowdfunding concept.

Good Finance: alternative for borrowers

Good Finance: alternative for borrowers

With Good Finance, the borrower can choose his desired loan from an amount of USD 1,000 to USD 50,000. To do this, he has the option of determining the duration of the repayment, which extends to 84 months. If the loan amount is 100% funded in a maximum of 20 days, the payment can take place. The Good Finance score forms the basis for the interest rate that the borrower has to pay to the investor after the payment.

Good Finance: alternative for investors

Good Finance: alternative for investors

With Good Finance, investors can easily and easily invest money online and achieve a high return through private investments. From $ 25.00 it is already possible to invest in the loan projects on Good After you have registered as an Good Finance investor for free, you can view the various projects and decide whether and how much money you want to invest. If you have any questions, you can also write to the borrowers via the Good Finance messaging system.

If a loan project has been fully funded, all you have to do is transfer the investment amount to us. Loan repayment is organized by the intermediary Good Finance. Good Finance and Cream bank also take care of the loan processing. The monthly installment is collected from the borrowers and your share is passed on to you.

What loan projects are possible with Good Finance?

Basically, there are no limits to the Good Finance loan projects. No matter whether for the new car, debt restructuring or the step into self-employment. Many different loan projects can be funded at Good Finance. However, it is advisable to maintain your own profile sufficiently, i.e. to provide all the necessary and helpful information in order to convince investors to invest in your own project.

Because more transparency creates more trust and increases the chance of getting a loan quickly, so that you can make full use of your credit in a timely manner. Investors, on the other hand, have the chance of a high return. Good Finance is therefore an alternative to the bank for both investors and borrowers.